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Customer and service writer reviewing repair paperwork at an auto shop desk

Financing Your Repair or Build

Bigger jobs do not have to wait. We will give you a written estimate and walk you through the options.

Call for a Free Estimate

Paying for the work, made simple

Collision work, a full restoration or a six-door conversion is a real investment, and almost nobody plans for it on short notice. We keep this part straightforward. You get a written estimate that spells out parts, labor and paint, and nothing gets added later without a phone call first.

For vehicle purchases we work with lending partners and can help you get an application moving. For repair and custom work, the estimate is the document your bank or credit union needs, and we are happy to talk with an adjuster or a lender directly if that helps.

If the whole project at once is more than the budget allows, we stage it. Structural and safety repairs come first, then paint, then the accessories and audio. Your vehicle stays on the road and the build moves forward as you are ready.

Insurance claims are a little different. We are insurance approved, we handle the paperwork, and in most cases your deductible is what you owe us. Details are on our collision repair page.

What we offer

  • Financing available on vehicle purchases
  • Options for larger custom builds and conversions
  • Insurance deductible questions answered up front
  • Written estimates you can take to your lender
  • Work staged in phases when that fits the budget better
  • No pressure, and no surprise add-ons at pickup

Frequently asked questions

Can I finance custom work, not just a vehicle purchase?

Often yes, depending on the scope and the lender. Big jobs like six-door conversions, full restorations and complete paint work are the ones people usually ask about. Call 605-787-4179 with your project and we will tell you what is realistic.

What do you need from me to get started?

Start with an estimate. Bring the vehicle in, or tell us the build you want, and we will put real numbers on paper. A written estimate is what any lender is going to ask for first.

Can I split a big project into stages instead?

Absolutely, and plenty of customers do. We can sequence the work so the safety and structural items happen first and the cosmetic or accessory phases follow when you are ready.

Want a written estimate first?

Estimates are always free. Call us, or stop by the shop at 2660 Haines Avenue, Rapid City, SD 57701, Monday through Friday 7am to 6pm.

Call 605-787-4179

Need a free estimate?

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